No Medical Underwriting

Coverage can be obtained with a few questions and pre-existing conditions will be considered

Affordability

Home Health Care policies are dramatically less expensive than traditional long term care policies

In Home Care

Physical, speech and occupational therapy. Private Duty Nurse services available along with Home Hospice

Assistance with Activities of Daily Living

Medical Social Services and Home Health Care Aide

Rx Drug Benefit

Policyholders are eligible for up to $600 in yearly benefits for prescription drugs, even if they have Rx coverage or a Part D plan

No Coordination of Benefits

Pays in addition to any other health insurance coverage, but also pays for services not covered by Medicare.